We can’t stand by as the protection gap from climate and weather costs

With climate shifting,
insurance should too
Adaptive is pioneering the path to resilience, using AI and data, technology, and insurance solutions to help our customers proactively defend against the emerging risks that traditional insurance isn’t built to handle.
Why We’re Different

Data-Driven
Our proprietary platform uses historical and real-time weather and climate data to identify risk, guide pricing, and deliver more concise coverage.
Specialty Solutions
Our coverage addresses risks traditional insurance doesn’t, especially for the increasing frequency and severity of weather events.


Built for Speed
Agents can quote, bind, and issue a policy online for any of our products in less than 5 minutes.
Trusted Financial Strength
We’re backed by carriers rated A or better by A.M. Best.

Our Team
Adaptive’s team brings together deep expertise in insurance, technology, climate science, and distribution.











